:root{--calculator-bg: #f5f7f9;--calculator-surface: #ffffff;--calculator-surface-2: #ffffff;--calculator-line: #e5e8eb;--calculator-text: #2f2f33;--calculator-muted: #6b7684;--calculator-yellow: var(--color-primary);--calculator-accent-text: var(--color-accent);--calculator-blue: var(--color-primary)}body:has(.premium-calculator-page){color-scheme:light;background:#fff;color:var(--calculator-text)}body:has(.premium-calculator-page) .breadcrumbs{display:none}body:has(.premium-calculator-page) main{min-height:100vh;padding:0 20px 80px;background:var(--calculator-bg);transform:none!important}.premium-calculator-page,.premium-calculator-page *{box-sizing:border-box;-webkit-tap-highlight-color:transparent}.premium-calculator-page :where(button,a,label,summary,select,input[type=checkbox],input[type=radio]){touch-action:manipulation}.premium-calculator-page :where(button,a,label,summary,select,.coverage-range-hit-area){-webkit-user-select:none;user-select:none}.premium-calculator-page .coverage-editor-row,.premium-calculator-page .coverage-editor-row *{-webkit-user-select:none;user-select:none}.premium-calculator-page{position:relative;width:min(100%,880px);min-height:100vh;margin:0 auto;overflow:visible;background:transparent;color:var(--calculator-text)}.calculator-app-bar{position:relative;top:0;z-index:1;display:flex;min-height:64px;align-items:center;justify-content:space-between;padding:10px 0;border-bottom:1px solid var(--calculator-line);background:transparent}.calculator-rate-status{display:flex;align-items:center;flex-wrap:wrap;gap:var(--space-2);margin-block:var(--space-3);color:var(--calculator-muted)}.calculator-rate-status[hidden]{display:none}.calculator-rate-status p{margin:0}.calculator-rate-status .calculator-secondary-button{width:auto}.calculator-secondary-button:disabled,.result-proposal-button:disabled{cursor:not-allowed;opacity:.6}.calculator-app-brand{position:absolute;top:50%;left:50%;color:#4f4f55;font-size:var(--type-small);font-weight:var(--weight-semibold)!important;line-height:1;transform:translate(-50%,-50%)}.calculator-icon-button{display:grid;width:44px;height:44px;padding:10px;place-items:center;border:0;border-radius:50%;background:transparent;color:#4f4f55;cursor:pointer;transition:color .16s ease}.calculator-icon-button:hover{background:transparent;color:var(--color-accent)}.calculator-icon-button svg{width:24px;fill:none;stroke:currentColor;stroke-linecap:round;stroke-linejoin:round;stroke-width:1.8}.calculator-step{min-height:calc(100vh - 64px);padding:64px 0 150px}.calculator-step[hidden],[hidden]{display:none!important}.step-heading h1{margin:0;font-size:var(--type-page);line-height:var(--leading-heading);letter-spacing:-.05em}.step-heading p{margin:34px 0 0;color:var(--calculator-muted);font-size:var(--type-section)}.step-heading.compact{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:24px;align-items:end;margin-bottom:44px}.step-heading.compact h1{max-width:720px;color:#2f2f33;font-size:var(--type-page);line-height:var(--leading-heading);letter-spacing:-.035em}.calculator-result-sticker-picture{display:contents}.calculator-result-sticker{display:block;width:var(--site-sticker-width);max-width:100%;height:auto;margin:0 10px 4px 0;object-fit:contain;filter:drop-shadow(0 10px 12px rgba(31,45,59,.12))}.step-heading .eyebrow{margin:0 0 12px;color:var(--color-primary);font-size:var(--type-small);font-weight:var(--weight-semibold)}.step-heading .calculator-product-note{margin:10px 0 0;color:var(--calculator-text);font-size:var(--type-small);font-weight:var(--weight-semibold);line-height:1.5}.calculator-result-actions{display:grid;gap:var(--space-2);margin-block:var(--space-3);padding-block:var(--space-3);border-top:1px solid var(--line)}.calculator-result-contact-note{margin:0;color:var(--calculator-text);font-size:var(--type-body);font-weight:var(--weight-semibold);line-height:var(--leading-body)}.calculator-result-action-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:var(--space-2)}.calculator-result-action{display:grid;grid-template-rows:1fr auto;gap:var(--space-1);min-width:0}.calculator-result-action-note{margin:0;color:var(--calculator-muted);font-size:var(--type-small);line-height:var(--leading-body);text-align:center}.calculator-result-actions .calculator-result-action-button{display:inline-flex;width:100%;min-height:calc(var(--control-height) + var(--space-1));align-items:center;justify-content:center;padding:var(--space-1) var(--space-2);border-radius:var(--control-radius);font-family:inherit;font-size:var(--type-body);font-weight:var(--weight-semibold);line-height:var(--leading-body);text-align:center;text-decoration:none;word-break:keep-all;overflow-wrap:anywhere}.calculator-share-row{display:flex;flex-wrap:wrap;gap:6px 10px;align-items:center}.calculator-share-row-bottom{margin-top:34px;padding-top:24px;border-top:1px solid var(--calculator-line)}.calculator-share-button{display:inline-flex;min-height:44px;align-items:center;gap:8px;padding:0 15px;border:1px solid #cfd8e2;border-radius:999px;background:transparent;color:#52667d;font-family:inherit;font-size:var(--type-body);font-weight:var(--weight-semibold);cursor:pointer;transition:border-color .16s ease,background-color .16s ease,color .16s ease}.calculator-share-button:hover{border-color:var(--color-primary);background:var(--color-soft);color:var(--color-accent)}.calculator-share-button svg{width:17px;height:17px;fill:none;stroke:currentColor;stroke-linecap:round;stroke-linejoin:round;stroke-width:1.7}.calculator-share-feedback{min-height:1.3em;color:var(--calculator-muted);font-size:var(--type-caption);line-height:1.3}.calculator-related-links{display:flex;flex-wrap:wrap;gap:8px 18px;margin-top:22px}.calculator-related-links a{color:var(--color-accent);font-size:var(--type-small);font-weight:var(--weight-semibold);text-decoration:underline;text-underline-offset:3px}.calculator-trust-note{margin:18px 0 0;color:#87919b;font-size:var(--type-caption)!important}.calculator-trust-note a{color:inherit;text-underline-offset:2px}.calculator-coverage-note{margin:var(--space-3) 0 0;font-size:var(--type-small)}.calculator-faq{width:min(100%,880px);margin:0 auto;padding:0 0 64px;color:var(--calculator-muted)}.calculator-faq h2{margin:0;color:var(--calculator-text);font-size:var(--type-section);line-height:var(--leading-heading)}.calculator-faq-list{margin-top:14px;border-top:1px solid var(--calculator-line)}.calculator-faq-list details{border-bottom:1px solid var(--calculator-line)}.calculator-faq-list summary{display:flex;min-height:54px;align-items:center;justify-content:space-between;gap:16px;padding:14px 0;color:var(--calculator-text);font-size:var(--type-small);font-weight:var(--weight-semibold);line-height:1.45;cursor:pointer;list-style:none}.calculator-faq-list summary::-webkit-details-marker{display:none}.calculator-faq-list summary:after{flex:0 0 auto;color:var(--color-primary);content:"+";font-size:var(--type-section);font-weight:var(--weight-regular);line-height:1}.calculator-faq-list details[open] summary:after{content:"\2212"}.calculator-faq-list details p{max-width:720px;margin:0;padding:0 32px 18px 0;color:var(--calculator-muted);font-size:var(--type-small);line-height:1.7;word-break:keep-all}.step-heading h1:focus{outline:none}.choice-group{min-width:0;margin:0;padding:0;border:0}.choice-group legend{padding:0;color:var(--calculator-muted);font-weight:var(--weight-semibold)}.calculator-term-help{display:inline-block;min-width:0;margin-left:5px;vertical-align:middle}.calculator-term-help-toggle{display:grid;width:var(--control-height);height:var(--control-height);padding:0;place-items:center;border:0;border-radius:8px;background:transparent;color:var(--color-accent);cursor:pointer;transition:transform .16s ease}.calculator-term-help-toggle img{display:block;width:36px;height:36px;object-fit:contain}.calculator-term-help-toggle:hover,.calculator-term-help-toggle[aria-expanded=true]{transform:translateY(-1px) scale(1.04)}.calculator-term-help-toggle:focus-visible{outline:3px solid var(--color-primary);outline-offset:3px}.calculator-term-help-panel:not([hidden]){position:fixed;top:var(--term-help-top, -9999px);left:var(--term-help-left, 16px);z-index:60;display:block;width:min(420px,calc(100vw - 32px));max-width:calc(100vw - 32px);max-height:calc(100vh - 32px);margin:0;padding:13px 16px;border:1px solid #dce5ee;border-radius:14px;background:#fff;color:#46586b;box-shadow:0 12px 30px #202f4224;font-size:var(--type-small);font-weight:var(--weight-regular);line-height:1.7;text-align:left;overflow-wrap:break-word;overflow:auto;overscroll-behavior:contain;word-break:keep-all;text-wrap:pretty}.calculator-term-help-panel:not([hidden]):before{position:absolute;top:-5px;left:var(--term-help-arrow-left, 16px);width:9px;height:9px;border-top:1px solid #dce5ee;border-left:1px solid #dce5ee;background:#fff;content:"";transform:rotate(45deg)}.calculator-term-help-panel:not([hidden])[data-placement=above]:before{top:auto;bottom:-5px;border-top:0;border-left:0;border-right:1px solid #dce5ee;border-bottom:1px solid #dce5ee}.calculator-term-help-panel:not([hidden])[data-placement=right]:before{top:var(--term-help-arrow-top, 16px);left:-5px;border-top:1px solid #dce5ee;border-left:1px solid #dce5ee;border-right:0;border-bottom:0;transform:rotate(-45deg)}.calculator-term-help-panel:not([hidden])[data-placement=left]:before{top:var(--term-help-arrow-top, 16px);right:-5px;left:auto;border-top:0;border-left:0;border-right:1px solid #dce5ee;border-bottom:1px solid #dce5ee;transform:rotate(-45deg)}.choice-options{display:grid;gap:10px}.choice-options label{position:relative;min-width:0;cursor:pointer}.choice-options label.is-unavailable{cursor:not-allowed;opacity:.48}.choice-options label.is-unavailable span{background:#f5f7f9;color:#8a949e}.choice-options input{position:absolute;width:1px;height:1px;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);clip-path:inset(50%)}.choice-options span{display:grid;min-height:54px;padding:10px 12px;place-items:center;border:1px solid var(--calculator-line);border-radius:16px;background:#fff;color:#34404c;font-size:var(--type-small);font-weight:var(--weight-semibold);line-height:1.25;text-align:center}.choice-options input:checked+span{border-color:var(--color-primary);background:var(--color-soft);color:var(--color-accent);box-shadow:inset 0 0 0 1px var(--color-primary)}.choice-options input:focus-visible+span{outline:3px solid var(--color-primary);outline-offset:3px}.calculator-primary-button,.calculator-secondary-button{min-height:54px;border:0;border-radius:24px;font-family:inherit;font-size:var(--type-body);font-weight:var(--weight-semibold);cursor:pointer}.calculator-primary-button{display:grid;width:fit-content;place-items:center;background:var(--calculator-yellow);color:#fff;text-decoration:none}.calculator-primary-button:disabled{border:1px solid #bfdbfe;background:var(--color-soft);color:var(--color-accent);opacity:1;cursor:not-allowed}.calculator-secondary-button{background:#e7ecf2;color:#26313c}.coverage-result{padding-bottom:164px}.coverage-result .step-heading p{margin-top:16px;font-size:var(--type-body)}.coverage-result .step-heading .calculator-product-note{margin-top:10px;font-size:var(--type-small)}.condition-panel,.preset-panel,.coverage-editor,.comparison-check{margin:20px 0;padding:28px;border:1px solid var(--calculator-line);border-radius:24px;background:var(--calculator-surface);box-shadow:0 8px 20px #2430440f}.condition-panel{padding:0;overflow:hidden}.condition-panel>.section-title-row{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:22px 28px;cursor:pointer;list-style:none}.condition-panel>.section-title-row{display:grid;grid-template-columns:minmax(0,1fr) auto}.condition-panel>.section-title-row::-webkit-details-marker{display:none}.condition-panel>.section-title-row::marker{content:""}.condition-current-summary{min-width:0;margin-left:0;color:var(--calculator-muted);font-size:var(--type-caption);font-weight:var(--weight-semibold);line-height:1.45;overflow-wrap:break-word;word-break:keep-all;text-wrap:pretty;text-align:right}.condition-panel-content{padding:0 28px 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#23374e1f}.age-input-mode button:focus-visible{outline:3px solid var(--color-primary);outline-offset:2px}.condition-age-input{display:flex;align-items:center;min-height:58px;padding:0 16px;border:1px solid #cfd8e2;border-radius:13px;background:#fff;transition:border-color .16s ease,box-shadow .16s ease}.condition-age-input:focus-within{border-color:#cfd8e2;box-shadow:none}.condition-age-input:has(input:focus-visible){border-color:var(--color-primary);box-shadow:0 0 0 3px #3b82f624}.condition-age-input.is-pointer-focused:has(input:focus-visible){border-color:#cfd8e2;box-shadow:none}.condition-age-input input{flex:1 1 auto;width:100%;min-width:0;padding:0;border:0;outline:0;background:transparent;color:#273746;font-family:inherit;font-size:var(--type-body);font-weight:var(--weight-semibold);line-height:1.35;font-variant-numeric:tabular-nums;appearance:textfield;-webkit-appearance:textfield}.condition-age-input input:focus{background:transparent;box-shadow:none}.condition-age-input 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6px;border-radius:999px;background:#dbeafe;color:var(--color-accent);font-size:var(--type-caption);font-weight:var(--weight-semibold);line-height:1;letter-spacing:-.02em;white-space:nowrap;transform:translate(-50%)}.choice-options input:checked+span .popular-option-label{background:#fff}.coverage-editor-row select{width:100%;min-height:50px;margin-top:7px;padding:0 38px 0 14px;border:1px solid #cfd8e2;border-radius:13px;background:#fff;color:var(--calculator-text);font-family:inherit;font-size:var(--type-body);font-weight:var(--weight-semibold)}.section-title-row p{margin:7px 0 0;color:var(--calculator-muted);font-size:var(--type-small);line-height:1.55}.preset-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.preset-card{display:grid;gap:7px;min-width:0;padding:18px 14px;border:1px solid var(--calculator-line);border-radius:18px;background:#fff;color:var(--calculator-text);text-align:center;cursor:pointer}.preset-card 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.disclosure-chevron{transform:rotate(45deg)}details.is-disclosure-animating{overflow:hidden}details.is-disclosure-animating>summary+*{will-change:opacity}.premium-waiver-notice{margin:20px 0;border:1px solid #bfdbfe;border-radius:18px;background:var(--color-soft);color:#243b64}.premium-waiver-summary{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:18px 22px;cursor:pointer;list-style:none}.premium-waiver-heading>strong{font-size:var(--type-body)}.premium-support-list{display:grid;gap:14px;padding:0 22px 18px}.premium-support-item{display:grid;gap:6px}.premium-support-item+.premium-support-item{padding-top:14px;border-top:1px solid #dbeafe}.premium-support-item strong{font-size:var(--type-small);font-weight:var(--weight-semibold)}.premium-support-item p{margin:0;color:#526987;font-size:var(--type-small);line-height:1.65}.coverage-editor-row{display:grid;grid-template-columns:minmax(0,1fr) minmax(152px,.85fr);gap:14px;align-items:center;padding:14px 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